Quick delivery at no extra cost.
Quality British craftsmanship.
Pay monthly, interest-free.
Pay when it suits you.
Spread the cost of your purchase with Snap Finance, so you can get what you need today and pay over time in manageable instalments. Choose the option that suits your budget, apply in minutes, and get a quick decision—without the stress of paying everything upfront.
Sometimes you just need a bit more time to pay — no matter what your finances look like. Snap makes it easier to get what you need now and pay over time with a simple, step-by-step process.
Browse our range online, add your favourites to the basket, and head to checkout when you’re ready.
Select Snap at checkout and complete a quick application — online (or in-store, if available).
If approved, you can use your approved amount to place your order straight away — then repay over time based on the plan you select.
You’ll appreciate Snap’s straightforward terms and flexible payment plans designed to fit real-life budgets.
Need a solution that looks beyond your credit score? Snap can assess your eligibility using other factors to help determine creditworthiness.
Apply in minutes and get a decision in seconds, with approvals typically available from $300 to $5,000.
Get what you need now and spread the cost over time — from tyres and rims to furniture, mattresses, appliances, electronics, and more.
Choose the payment solution that suits you best: lease-to-own financing, an instalment loan, or a retail instalment contract (RIC).
Some retailers may offer a 0% interest option (for example, spreading the cost over a set number of months) with no interest charged, subject to the offer terms.
You’ll see the exact costs and repayment schedule during checkout/application, including your APR if applicable.
Missing payments can have consequences and may make it harder to obtain credit in the future (and may involve further action). If you’re struggling, it’s best to contact Snap Finance as soon as possible to discuss support options.
Pay in 4 is interest-free when you settle within the Pay in 4 period. If you don’t, the remaining balance reverts to your contractual loan and interest applies based on your agreed terms.
Eligibility checks may use a soft search (no impact). If you proceed with the full application / take out the loan, a hard search is registered.
Snap Finance has payment support and financial difficulty support—contact them as soon as possible to discuss options.
Returns are handled by the retailer first. Once your return is accepted and received, Snap Finance can cancel/adjust the finance where applicable.
Once the retailer authorises the refund, Snap Finance returns any payments made back to you.
On orders over £500 on selected brands
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